Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Sumit Rajpal on Aug-13-2026
“Thank you!!”

Julio Alberto

Reviewed for Shawn Cohen on Aug-13-2026
“Easy process”

Mark R

Reviewed for Shawn Cohen on Aug-13-2026
“The Allied Mortgage, Shawn in particular, was absolutely fantastic to work with! He always has our best interests in mind, is super responsive, and great to work with! This is our second time working with him now! Thanks for everything Shawn!”

Elizabeth G

Reviewed for Thomas Ippolite, Jr. on Aug-12-2026
“Tom & his team were absolutely amazing! Everything was explained to me in great detail and the experience was very smooth.”

Christina

Reviewed for Thomas Ippolite, Jr. on Aug-12-2026
“Tom turned what would’ve been a nightmare experience (to no fault of his own) into an stress-free, pleasant, first time home buying experience that I will refer all friends and family to in the future. His extensive advice and willingness to go the extra mile helped me secure my first house as a first generation homebuyer. I am forever grateful for the hard work that Tom put in to make this happen for my family.”

Roy E

Reviewed for Wendy Monaco on Aug-11-2026
“Wendy was great from the first minute to closing!!”

Carolyn

Reviewed for on Aug-11-2026
“”

Carolyn

Reviewed for Janet Angelo on Aug-10-2026
“Janet went above and beyond for us. Even when challenges came up, she stayed proactive, communicated clearly, and kept the process moving. Her professionalism and involvement made a huge difference. Especially as first time home buyers. We adore her and she is the best out there!”

Jessica K

Reviewed for Eduardo Buller on Aug-10-2026
“Everyone was so helpful”

Christopher

Reviewed for Patrick Nitsche on Aug-09-2026
“Patrick was very professional and very helpful with every question i had with him and he made the process very easy with my wife and i on our first home.”

Kyle Brian