Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Dashmesh Singh on Jan-20-2025
“Yes, When ever I needed help, Dashmesh and Sakshi were only a phone call away for any questetion or concerns.”

Manisha

Reviewed for Marybeth Heckler on Jan-20-2025
“Marybeth was phenomenal! She answered every question I had, and was always extremely responsive. I would definitely recommend her!”

Christina

Reviewed for Marybeth Heckler on Jan-20-2025
“Marybeth did a great job talking my wife off the ledge 🤠”

Kevin

Reviewed for Marybeth Heckler on Jan-19-2025
“Marybeth made sure we had everything we needed to clos!”

Evette

Reviewed for Yazmin Llamas on Jan-19-2025
“Yazmin works hard to make my dream real. She is the best !🙏🙏”

Juan Simon

Reviewed for Yazmin Llamas on Jan-19-2025
“Yazmin is the best number 1!!!!”

Maria Guadalupe

Reviewed for Yazmin Llamas on Jan-18-2025
“Yasmin provided an Excellent customer service!! And a great support throughout the loan application process. She was very knowledgeable and made this easier for us to walk through. Always answered all our questions. She was there along our side until we received our home keys. I highly recommend her to work with you if you're ready to receive your key. Really appreciated of her work.”

Josefina Guadalupe

Reviewed for Brandon Rizk on Jan-17-2025
“Brandon was referred to us by a great friend and him and Edward made the whole process of buying a home very easy for my husband and I. Any questions or concerns we had they were always available to answer them or walk us though what we needed to do. Very communicative and made us feel comfortable!”

Nicole

Reviewed for Brandon Rizk on Jan-16-2025
“Very responsive and fully explained each step of the process. Pleasure to work with both Brandon and Eddie!”

Kevin Drew

Reviewed for Rosemarie Gadsby-Devlin on Jan-14-2025
“I'm very thankful for all of the hard work and support I've recieved from Rosemarie and Shawn , I never thought I'd be able to own a home. But the both of them made it possible for not only me , my girls. Where all finally happy and much relaxed . It was very stressful but Rosemarie and Shawn always reassured that everything will work out and it did. I would definitely recommend Rosemarie and Shawn to anyone looking to buy a home .”

Diane