Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Eduardo Buller on Sep-17-2024
“Ed & Susana were very responsive in handling our closing and made everything very easy for us to complete”

Bryan Ty

Reviewed for Rosemarie Gadsby-Devlin on Sep-16-2024
“She was attentive, a problem solved, always available when I was confused about certain things. And she explained things in a way I could understand. She is an awesome person to work with! Thankful for the experience she brought to the table. I will forever appreciate her!”

Shantae

Reviewed for Kailyn McClain on Sep-16-2024
“Kailyn was very prompt and informative in this whole process and made refinancing very easy.”

Casey L

Reviewed for Nancy Garcia on Sep-16-2024
“My experience working with Nancy was great! From the first day I met her she was a wealth of knowledge with guiding my fiance and I in the right direction and throughout the entire process. Was always a call or text away for any questions or concerns we had. She always made it very easy to talk to and always made us feel like no question we had was a dumb one. She always made communication very easy and it was always like talking friend. I would highly reccomend Nancy to anyone in the future and if i ever need more loan services, she will be who I will call. I appreciate everything she did for us.”

Teresa

Reviewed for Sharyn DiCarlo on Sep-15-2024
“Sharyn communicated well throughout the entire process and kept me aware of everything pertaining to the mortgage. Tony and her made the process go very smooth.”

John James

Reviewed for Megan Carr on Sep-15-2024
“Knowledge and experience! Thank you Megan!”

Karen Ann

Reviewed for Andrew Sachs on Sep-14-2024
“Very knowledgeable & accommodating. Very well experience and know the system well. Done a great job in supporting our requirements, highly recommended. Neena and Andrew Sachs deserves the credit for guiding us in the mortgage application process, very professional and qualified individual. We thank them for the help and support. (5 star)”

Leandro G.

Reviewed for Kevin Zenstein on Sep-14-2024
“Kevin is exceptional at his job and the best at mortgages. I trust him with all my transactions a realtor and buyer. Kevin closes deals! If you want a seamless transaction Kevin is your guy.”

Natalie

Reviewed for Robert Glazewski on Sep-13-2024
“All went smoothly, except for a contract change at the end of the transaction that we were unaware of and should have been given a heads up about at which time we would have understood what occurred and not have went into panic when we saw it in our email. But the process went very well considering how stressful it is to purchase a home. Thanks!”

Marguerite

Reviewed for Andrew Sachs on Sep-12-2024
“Andrew and Neena went above and beyond to not only make my home buying experience pleasant but also took the time to educate and provide insight for me. As a first time buyer, my experience was phenomenal.”

Jamorie K