Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Justin Wallace on May-30-2025
“Justin made the process smooth and easy and was always there on standby when I had any questions. He also was always on top of everything to make sure I made the closing date even with the short time frame.”

Austin

Reviewed for Justin Wallace on May-30-2025
“Great customer experience and professionalism. justin was always there to prompty answer my questions even during the weekends .”

Amine

Reviewed for Andrew Savard on May-30-2025
“Great experience”

Chrysten

Reviewed for Dan Lapic on May-30-2025
“A lot of detailed pap”

Mindy R

Reviewed for Rosemarie Gadsby-Devlin on May-29-2025
“I was informed every step of the way. Rosemarie made an extremely challenging process less complicated and overwhelming with all of her help and support. She has great communication and patience and made this a great experience for me and my family. I would absolutely recommend her to any and everyone I meet who are looking to buy a home. She will not disappoint.”

Felicia

Reviewed for Jason Horten on May-28-2025
“Jason was avaiable every step of the way throughtout the process. He answered all the questions that I had throughout, and made sure to check in and support me along the way. Great experience by a true professional.”

Maxwell

Reviewed for Andrew Savard | Allied Mortgage Senior Loan Officer NMLS# 2055768 on May-28-2025
“Cannot recommend Andrew enough. We gave him an impossible timeline and not only did Andrew make it happen, he was responsive and provided updates every step of the way. He was always available to answer questions and make sure we were comfortable with every part of the process. Thank you to Andrew and the Allied team for all of the hard work!”

Chrysten

Reviewed for Sumit Rajpal on May-28-2025
“Thank you for all your efforts you made at a very short time and helped to close on same date.”

Satwinderjit

Reviewed for Cathy Rebecca Fernandes on May-28-2025
“Cathy Fernandes consistently went out of her way to keep us updated and informed throughout our first home purchase process. We were handled with such care and attention I couldn’t imagine going elsewhere to handle our mortgage. Her willingness to go above and beyond to get answers for our questions as quickly as possible is unmatched. Allied mortgage group has been incredibly accommodating and extremely professional. I’d only go here for my mortgage needs moving forward.”

ROBERTO

Reviewed for Andrew Savard on May-28-2025
“Andrew was so professional and helpful throughout the entire process We had a tight timeline and a somewhat unique student loan situation, but he guided us through and ultimately made it work I was very impressed by his knowledge and patience Allied is lucky to have such a professional employee on their team!”

Jason