Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Patrick Nitsche on Aug-09-2026
“Patrick was very professional and very helpful with every question i had with him and he made the process very easy with my wife and i on our first home.”

Kyle Brian

Reviewed for Cathy Rebecca Fernandes on Aug-09-2026
“Cathy was the only mortgage broker of the multiple I consulted that was willing to make the attempt in helping me obtain the FTHB and DPA benefits. Even though we were ultimately ineligible for the grants (which was something out of her control), she thoroughly explained the reasons why, on top of educating me during the entire process. Cathy's experience in the field truly shines whenever we communicated during my house purchasing journey. She was quick and easy to communicate while providing helpful, reassuring insight on what to expect with each stage of the process. I never want to endure the process of buying a house again, but if I truly had to, I would reach out to Cathy immediately 100% every time.”

John Arvin

Reviewed for Eduardo Buller on Aug-08-2026
“I’m so grateful for the entire team at Allied and everything they did to help my boyfriend and I purchase our first home! Buying a house can feel overwhelming, but they made the process so much easier and less stressful. They were always there to answer our questions, kept us informed every step of the way, and genuinely made us feel like they cared about helping our growing family get into our new home. I truly appreciate all of their hard work and would absolutely recommend them to anyone looking to buy a home!”

Krista

Reviewed for Janet Angelo on Aug-08-2026
“She was very knowledgeable and helpful throughout the whole process .”

Zachary Francis

Reviewed for Shawn Cohen on Aug-07-2026
“Shawn was very informative during the whole process and was friendl, knowledgeable and promp.”

Kenneth

Reviewed for Janet Angelo on Aug-06-2026
“Constant open communication. Very easy to speak with. Very thorough in her job. Make you feel as you are family. Takes the time to know her customer and their needs. Extremely knowledgeable at her job. Quick to repond.you have a wonderful employee. Would recommend her to anyone looking for a loan, and in fact we already have!”

Eugene S

Reviewed for Cathy Rebecca Fernandes on Aug-06-2026
“Kayhy is a great individual. She made the whole process very straightforward and seamless. She explained every step of the process. She is just a 10/10 team player. I will definitely recommend her over and over. Thank you!”

NKOSEH ELIZABETH

Reviewed for Steve Fuhrman on Aug-05-2026
“Steve and his team members were very professiona. they answered Any and all questions. Patiently walk through the proces And return all call and emails at a reasonable time”

Donte

Reviewed for Scott Brooks on Aug-05-2026
“Scott was always available for questions, and made sure to explain to us what was going on every step of the way.”

Marielle Alice

Reviewed for Kevin Zenstein on Aug-04-2026
“Kevin made this process smooth and painless. Thank you!”

Maureen