Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Gregory Betts on Oct-10-2026
“Greg was fantastic to work with during our home purchase. He was highly responsive, easy to communicate with, and always available to answer questions and explain the process clearly. His professionalism and commitment made the entire loan process smooth and stress-free. We chose Allied because they offered the best overall loan package and a user-friendly online portal. Even when other lenders tried to match the offer, Greg's exceptional communication and support made the decision easy. I highly recommend Greg and Allied Mortgage for anyone seeking a seamless home financing experience.”

Gabor

Reviewed for Gregory Betts on Oct-10-2026
“They made my crazy situation seem easy to resolve and were so quick in helping me close on my house despite other hiccups outside of their control. Excellent and would do it again!!”

Sarah

Reviewed for Dominick Lombardo on Oct-10-2026
“Dom went above and beyond for us during the purchase of our home he ensured everything was done correctly, in a timly manner, and was extremely professional”

Kyle

Reviewed for Rosemarie Gadsby-Devlin on Oct-09-2026
“Being able to rely on text and call being returned and questions answered.”

Pierre

Reviewed for Dan Lapic on Oct-08-2026
“Dan was great to work with. Kept great communication without being pushy and was very well knowledgable. I think once we hit underwriting and were not approved for the PHFA loan through the state the underwriter could have been more knowledgeable/prepared because we were not able to be approve.”

Kelly

Reviewed for Dan Lapic on Oct-08-2026
“Dan was extremely helpful, responsive, and informative throughout the entire process. I wouldn't have expected him to be so helpful but I am grateful he was and is!”

Megan

Reviewed for Nancy Davis on Oct-07-2026
“Nancy was very professional and explained the whole process. She responded very quickly to questions. I would recommend her to any family or friend looking to set up a mortgage! Thank you, Ann Marcou”

Ann

Reviewed for Thomas Ippolite, Jr. on Oct-07-2026
“If there is a way to ask for information at the same time instead of multiple times. Sometimes hard to keep up with constant communications”

Autumn S

Reviewed for Joseph McCann on Oct-06-2026
“The communication and the effectiveness of the staff staying on top of everything.”

James L

Reviewed for Robert Stephan on Oct-06-2026
“In addition to Rob, Melissa Fisher truly made this experience worthwhile and enjoyable.”

Evan