Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Brandon Rizk on Mar-12-2026
“comunication and service”

Yuniesky

Reviewed for Steve Fuhrman on Mar-12-2026
“Steve is just a wonderful person. He is very fast to respond with any questions or concerns. Always happy to give up front and honest answers no pushy sales tactics. Very stand up and helpful man! I can not recommend steve Steve enough!”

John C

Reviewed for Maria Laffredo on Mar-12-2026
“Great communication and transparency through my first-time home buying process. Thanks Maria!”

Dana Marie

Reviewed for Paul Bierly on Mar-12-2026
“Always quick to respond to questions !”

Rachel

Reviewed for Dan Lapic on Mar-12-2026
“We had the best experience working with Dan and would recommend him to everyone we know! He responded to questions immediately. He was very knowledgable and efficient — we closed in less than 30 days after making the offer. Dan truly cares about his clients and it helped to make the process a lot less stressful.”

Kelsey

Reviewed for Maribel Aparicio on Mar-11-2026
“Maribel Aparicio has made my experience positive and smoooth, appreciate all her knowledge and communication. As a first-time homebuyer we had an fast closing time in record time. Faster than expected .”

Juanita Ann

Reviewed for Mark Crocetto on Mar-11-2026
“It was my frist time getting this type of a loan for a house. This was a learning experience for me.”

Christine

Reviewed for Cathy Rebecca Fernandes on Mar-11-2026
“Everyone was very patient and informative, Cathy made sure I had understood everything and helped walk me through it all.”

Robert J.

Reviewed for John Hagler on Mar-11-2026
“From the day, John reached out to me, the process continued thoroughly and promptly until the date of closing. John was upfront and answered all the questions that I had with confidence and was always available for any additional questions that I had.”

Michael Edward

Reviewed for Yazmin Llamas on Mar-10-2026
“Yazmin is very knowledgeable. The process was smooth ans easy. We will definitely be recommending her services.”

Jeffrey Brandon