Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Dominick Lombardo on Oct-31-2026
“Thank you so much!”

Rebecca

Reviewed for Dan Lapic on Oct-31-2026
“Dan was very thorough & efficient in explaining what needed to be done for a smooth closing .”

Gary

Reviewed for Brandon Shilling on Oct-31-2026
“Brandon went above and beyond to help me and my family was always ready to answer any questions day or night thank you Brandon”

Anthony Yaw

Reviewed for Bianca Alvarez on Oct-30-2026
“All the documentation was explained in details. All emails were answered in time. Great to work with.”

GULMIRA

Reviewed for Caleb Richardson on Oct-30-2026
“From the moment I contacted Caleb for the first time, all the way to closing, he was fantastic. He remained attentive, and was always willing to help and answer any questions we had. He was personable, had great attention to detail, and a great communicator. He is one of the main reasons I chose to work with Allied, when I was looking at lenders.”

Axel Ivan

Reviewed for Lacey Hood on Oct-30-2026
“Lacey was so friendly & helpful with the whole loan process, we really appreciate him! Great job!”

Lynn

Reviewed for Mike McKeown on Oct-30-2026
“Working with Mike was a great experience! He was extremely responsive, thorough, and attentive throughout the entire mortgage process. Whenever we had questions or needed additional information, he communicated everything clearly and in detail. He also made the process incredibly smooth by outlining everything I needed upfront, so I always knew what to expect and what was required of me. I truly appreciated his professionalism, guidance, and communication, and would highly recommend working with him!”

Karissia

Reviewed for Brandon Rizk on Oct-29-2026
“Brandon was incredible to work with during the purchase of our first home. He was always available to answer our questions, provided excellent feedback, and guided us through every step of the process. Buying a home can feel overwhelming, but Brandon made everything so much easier and helped us feel confident in our decisions. We are grateful for his expertise and support and couldn't have asked for a better experience.”

Nadia

Reviewed for Paul Terruso on Oct-29-2026
“Paul truly made my home buying process seem less. He constantly communicated with me with every update to make sure I understood and was aware of every step. He truly gave me the confidence I needed to make my first home purchase”

Anthony H

Reviewed for Paul Terruso on Oct-29-2026
“Underwriter needed eduction from the county and a professional cpa”

William Thomas