Home Purchase Loans

Allied Offers Numerous Home Purchase Loan Options

There’s never really a bad time to buy a home. Your lifestyle, financial situation and long-term
plans should all factor into your decision.

If you’ve been shopping and your offer has been accepted, we can streamline the loan
experience to help get you into your home as quickly as possible. If you’re still looking, get
prequalified now so home sellers will take your bid seriously when you’re ready to make an
offer.

Talk to one of our licensed loan officers to get started.

Conventional Fixed-Rate Mortgage Loans:

These are your typical home loans often associated with 15- and 30-year terms. The fixed rate offers borrowers certainty with a consistent monthly payment amount, regardless of future rate fluctuations.

Benefits

Fixed rates mean consistent principal and interest payments.
The loan will fully amortize over the life of the mortgage.
Payment doesn’t change when interest rates change.

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Adjustable-Rate Mortgage Loans:

As the name implies, these adjustable-rate mortgages (ARMs) feature an interest rate that changes after a fixed amount of time. ARMs typically offer lower interest rates than fixed mortgages initially but reset to the market rates after a pre-defined number (often 5, 7, and 10 ) of years. Note there’s always the potential that rates increase over time, which is why we don’t recommend these loans for risk-averse borrowers or borrowers.

Benefits

Lower payments and initial interest rates
Paydown mortgage faster
Buy more house.

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Jumbo Loans:

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac. So as its name implies, a jumbo loan covers a larger than normal loan amount.

Benefits

Allows you to borrow more than traditional loans.
Opportunity to buy a larger, more luxurious home.
Finance multi-unit investment properties and second homes

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Our Happy Customers

Reviewed for Paul Bierly on Jun-27-2025
“Paul is great and made my VA process super simple and easy.”

Riley E

Reviewed for Beth Wood on Jun-26-2025
“Beth and her team were marvelous! Extremely knowledgeable . Their expertise was always there . From day one to the completion of the settlement I would highly recommend them in any real estate transaction . Extremely personable too ! A plus plus!!”

Ronald

Reviewed for Sumit Rajpal on Jun-26-2025
“Very responsive, professional and great attention to detail”

Bikram

Reviewed for Paul Bierly on Jun-26-2025
“Paul was truly a pleasure to work with. He made the process feel a lot less stressful, was always available to help and demonstrated real expertise during our time with him. He has an excellent sense of humor which we both really appreciated.”

Christine A

Reviewed for Caleb Richardson on Jun-26-2025
“Friendly Customer Service and highly satisfied !”

Alekhya

Reviewed for Mike McKeown on Jun-25-2025
“Michael and his team were very responsive to our needs and extremely efficient. The realtor representing us was quite impressed with how well Michael and his team handled all transactions and paperwork. Settlement went off without any issues and that is significantly due to Michael's work!”

Mark J.

Reviewed for Sofia Haas on Jun-25-2025
“Sofia and her team were always available. Even if they weren't able to answer the phone immediately, they always made sure to get back to me in a timely manner. As a first time homebuyer, I was very nervous and needed lots of hand holding and everyone talked me through things and basically held my hand from start to finish. I am very grateful for Sofia and her team because I felt very supported.”

Amna

Reviewed for Natalie Reimer on Jun-25-2025
“Very helpful and made for a smooth and comfortable process”

Matthew

Reviewed for Janet Angelo on Jun-25-2025
“Janet is a great helper we glad to work with her”

Amin M

Reviewed for Donald Holmes on Jun-25-2025
“Marisol Velez was awesome to work with she made it very easy for my wife and I. She has such a great personality. She is a great person overall. Thank you for everything.”

Steve