Articles

What Differentiates Lending Institutions?

When looking for a home loan, you have the option of using a mortgage bank, bank/credit union, or mortgage broker. From a distance they may seem quite similar, but there are significant differences that can affect your experience…

Interest Rates and Money Markets

As we know, interest rates have two sides: the rate you pay and the rate you earn. With the Fed raising short-term rates substantially over the past year or so, some fantastic rates are available on money markets and short-term CDs…

Are All Lenders Created Equal?

There can be a wide discrepancy between lenders when it comes to rates and points. Tactics are being used by some lenders to show lower rates which can be misleading.

Pay Cash Today, Finance Later

When you find the perfect home to buy, timing is everything. Quick action with a cash offer may be required, based on our low-inventory real estate market. You may be hesitant to tie up your cash, but it’s the only way to make a winning bid.

How Strong Is Our Current Housing Market?

The 2022 housing market started as a strong seller’s market but weakened as rates increased over the spring and summer. Enter into 2023, when homes are staying on the market longer, seller concessions have increased, and home values have decreased slightly…

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