Dirk Walker

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When you work with me, you’ll find I have a carefully curated process to learn about your financial situation. After studying your specifics, I’ll craft and present initial scenarios and options, provide a fundamental and technical review of the interest rate market, and synthesize all of it into short- and long-term strategies specific to your goals. I earn my commission from the moment we begin talking, and well beyond your loan being funded. You’ll have clarity, appreciation, and mastery over your mortgage.

Entering my fourth decade working in finance, I’ve found Behavioral Finance, the field of study at the confluence of psychology and personal finance, has enhanced communication with clients. It examines the reasons why people consistently make financial decisions that align with common perceptions and beliefs despite being provably incorrect and counterproductive to their individual best interests. Human quirks, like bias and hubris, play a significant role in influencing why we do what we do, as do inexperience and duplicity. 

Using the principles of behavioral finance as a framework, I can communicate how to best shop for and acquire a mortgage. Its application facilitates homebuyers and homeowners to make rational decisions about integrating debt optimization strategies to achieve their best outcomes. Additionally, I provide my clients with the most refined and complete information, including multiple scenarios and paths forward.

If you’re still reading this, we’re likely a perfect fit. It takes time for my message to mature and be understood. My process is unique, and I take great pride in the quality of work that I provide. I consider myself the coach who doesn’t just tell you what to do – I break down the mechanics of the movement and strategy while my team moves into position to provide my clients with success.  

Above all else, I’m a resource for my clients. I earn their trust by caring what’s best for their financial health. If I believe it’s not advantageous for my client to refinance, or if another institution can provide a better loan program, I’ll tell them so. I’m not particularly eager to lose business, but it’s paramount for me to preserve trust and a healthy relationship with my clients. I look forward to researching and building the best mortgage strategy with and for you.

I’m a true Boulder native who loves living in the “bubble” with my wife and two college-aged kids. Don, my dad, played basketball at CU and later served as Director of Boulder County Open Space in the late 70s. My mom, Carol, can trace her Boulder County roots to 1875 when her great-grandparents from Ryssby, Sweden settled in Left Hand Valley. My passion for this town and Colorado runs deep. I’ve taken advantage of our beautiful surroundings by training for triathlons (completing four full-distance Ironmans) and enjoying mountain biking, tennis, golf, CU basketball, and a good microbrew.